What You Should Know About Our Rates

When you get a quote from us, those are just our initial rates. You should also know that we run all of our reports prior to giving quotes. While this is costly for us, we think that you desire an accurate quote and not a good guess. It’s important to note that brand new accounts do not always qualify for all of our discounts¹. We will closely monitor your account and add those discounts¹ as you become eligible to receive them.

In addition, you have my personal guarantee that we will also be systematically reviewing the rating of your accounts. Although time-consuming, it’s the only way that we can make sure you’re always getting the best rate possible.

¹Discounts apply to selected coverages, perils and policy types. Eligibility and actual percentage of discounts may vary. See the Insurance Terms Glossary for full descriptions.